DIY Money

Write in it. Do the math. Own your money.

A hands-on financial literacy workbook for teens – not a textbook. Short explanations, real calculations and fill-in plans. Grab a pencil and a calculator; it takes about 3 hours to complete.

What's inside

• Simple vs compound interest, with charts
• The compound interest formula and the Rule of 72, with practice problems
• 'Start early beats start big' – the Alex and Sam story
• The five factors that build a credit score
• Credit utilization and how debt compounds in reverse
• Myth-or-fact quiz and a credit report 'detective' activity
• An 8-question checkpoint, answer key and money glossary
• A personal money plan, 7-day challenge and certificate of completion

Who it's for

Teens, plus parents, teachers, homeschoolers and mentors teaching money skills. For education only, not financial advice.

Format

• 13-page PDF, instant digital download
• Read on phone, tablet or computer, or print at home (A4/Letter friendly)
• No physical product will be shipped

For personal use only. Please do not share or resell.